Balance Wise
Know the real balance.
Your real balance after commitments
See what is left after income, bills, debt payments, mortgage, and savings goals have all landed.
This month left
£2,195
Includes carried balance
Commitments due
£2,455
9 planned cashflow rows
Debt pressure
76%
of income routed to debt
Savings growth
£481
9% interest share
Income this month
£3,200
£2,455 planned outgoings
Card repayments
£880
£7,230 total card balance
Borrowing + mortgage
£1,541
£8,700 borrowing tracked
Projected savings
£5,481
£481 interest over 24 months
Cashflow path
Month-by-month view of income, commitments, and real balance.
May 2026
£3,200 in, £2,455 committed
£2,195
June 2026
£3,200 in, £2,360 committed
£3,035
July 2026
£3,200 in, £2,455 committed
£3,780
August 2026
£0 in, £1,250 committed
£2,530
Debt and commitments
Pressure points that affect what is really left.
Next actions
Keep the plan realistic.
Review credit card payments
Your selected card payments are currently on track.
Check upcoming bills
9 planned rows affect this month.
Confirm mortgage impact
£1,254 included in monthly commitments.